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Pachira Care

Comprehensive Care Guide for Pachira Aquatica (Money Tree)

by Plants for all Seasons 17 May 2024

The Pachira Aquatica, commonly known as the money tree, is a popular houseplant believed to bring good luck and prosperity. Native to Central and South America, this plant is not only known for its attractive appearance but also for its relatively easy care requirements. In this comprehensive guide, we will cover everything you need to know to keep your Pachira Aquatica healthy and thriving.

1. Light Requirements

Pachira Aquatica thrives in bright, indirect light. While it can tolerate low light conditions, placing it in an area with ample indirect sunlight will encourage healthier growth and vibrant foliage.

  • Ideal Placement: Near a window with filtered light. North or east-facing windows are ideal as they provide the right balance of light without direct exposure.
  • Avoid: Direct sunlight, which can scorch the leaves. If only a south or west-facing window is available, use a sheer curtain to diffuse the light.
  • Signs of Light Stress: Yellowing leaves or leggy growth can indicate insufficient light. Move the plant to a brighter location if this occurs.

2. Watering Schedule

Proper watering is crucial for the health of your money tree. Overwatering can lead to root rot, while underwatering can cause leaf drop.

  • Frequency: Water when the top 1-2 inches of soil are dry. This typically means watering every 1-2 weeks, but it can vary based on the indoor climate.
  • Method: Water thoroughly until excess drains out of the pot. Ensure the pot has drainage holes to prevent waterlogging. Empty the saucer under the pot after watering to prevent standing water.
  • Winter Care: Reduce watering during the winter months as the plant's growth slows down. Water only when the soil is dry to the touch.
  • Signs of Overwatering: Yellow leaves, a musty smell from the soil, or mushy roots.
  • Signs of Underwatering: Dry, crispy leaves, and soil pulling away from the edges of the pot.

3. Soil and Potting

Pachira Aquatica prefers well-draining soil. A standard houseplant potting mix works well, but you can enhance drainage by adding perlite or sand.

  • Soil Mix: A mix of peat moss, perlite, and sand. This combination ensures good drainage and prevents water retention.
  • Potting: Use a pot with drainage holes to prevent water accumulation. Terracotta pots are ideal as they allow excess moisture to evaporate.
  • Repotting: Repot every 2-3 years to refresh the soil and provide more space for growth. Choose a pot that is 1-2 inches larger in diameter than the current pot.
  • Signs of Needing Repotting: Roots growing out of the drainage holes, slow growth, or the plant becoming top-heavy.

4. Temperature and Humidity

This tropical plant thrives in warm, humid conditions, mimicking its natural environment.

  • Temperature: Keep the plant in a room with temperatures between 65-75°F (18-24°C). Avoid placing it near drafts, air conditioning vents, or heaters, which can cause temperature fluctuations.
  • Humidity: High humidity is beneficial. Use a humidifier or place a tray of water near the plant to increase moisture in the air. Grouping plants together can also help maintain humidity levels.
  • Winter Care: Maintain humidity levels by misting the plant regularly or using a pebble tray. Keep away from cold drafts.

5. Fertilizing

Regular feeding helps maintain healthy growth and vibrant leaves.

  • Type of Fertilizer: Use a balanced, water-soluble fertilizer diluted to half strength. Look for a fertilizer with equal parts nitrogen, phosphorus, and potassium (e.g., 10-10-10).
  • Frequency: Fertilize every 4-6 weeks during the growing season (spring and summer). Do not fertilize in the winter as the plant's growth slows down.
  • Application: Follow the manufacturer's instructions and water the plant after fertilizing to prevent root burn.

6. Pruning and Maintenance

Pruning helps maintain the shape of your money tree and encourages new growth.

  • Pruning: Trim back leggy or overgrown branches in the spring. Use clean, sharp scissors or pruning shears to make cuts just above a leaf node.
  • Cleaning: Wipe the leaves with a damp cloth to remove dust and improve photosynthesis. Inspect the plant regularly for pests and remove any dead or yellowing leaves.
  • Shaping: Regular pruning can help shape the plant into a desired form. You can also braid the trunks when the plant is young and flexible.

7. Common Problems and Solutions

Even with the best care, you might encounter some issues with your Pachira Aquatica.

  • Yellowing Leaves: Often caused by overwatering. Ensure proper drainage and adjust your watering schedule. If the problem persists, check for root rot and repot if necessary.
  • Leaf Drop: Can result from sudden temperature changes, low light, or inconsistent watering. Identify and rectify the underlying issue.
  • Pests: Common pests include spider mites, mealybugs, and scale. Treat with insecticidal soap or neem oil if infestations occur. Regularly inspect the plant and isolate it if pests are found.
  • Root Rot: Typically a result of overwatering. Remove affected roots and repot the plant in fresh, well-draining soil.

8. Propagation

Propagating Pachira Aquatica is relatively simple and can be done through cuttings.

  • Method: Take a stem cutting with at least two leaf nodes. Remove the lower leaves and place the cutting in water or soil. Keep it in a warm, humid environment until roots develop.
  • Water Propagation: Change the water every few days to prevent stagnation and promote root growth.
  • Soil Propagation: Use a well-draining potting mix and keep the soil consistently moist but not waterlogged. Cover the cutting with a plastic bag to maintain humidity.


Pachira Aquatica is a delightful addition to any indoor plant collection, bringing both aesthetic appeal and a touch of luck to your home. By following these care guidelines, you can enjoy a healthy, thriving money tree for years to come.

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