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Pachira Care

How to Propagate Pachira Aquatica (Money Tree)

by Plants for all Seasons 17 May 2024

How to Propagate Pachira Aquatica (Money Tree)

Pachira Aquatica, commonly known as the money tree, is not only a popular houseplant due to its attractive braided trunk and lush green leaves but also because it’s believed to bring good luck and prosperity. Propagating your money tree can be a rewarding way to create new plants for your home or to share with friends and family. This guide will walk you through the steps to successfully propagate Pachira Aquatica from stem cuttings.

What You'll Need:

  • A healthy Pachira Aquatica plant
  • Sharp, clean pruning shears or scissors
  • A glass of water or small pots with well-draining soil
  • Rooting hormone (optional)
  • Plastic bags (if propagating in soil)
  • A warm, humid environment

Step-by-Step Guide to Propagation:

1. Selecting and Preparing Cuttings

Choose a healthy, mature money tree to take your cuttings from. Look for a stem that is healthy, free of pests, and disease-free.

  • Choosing the Stem: Select a stem that is at least 6 inches long and has several leaves.
  • Cutting the Stem: Using clean, sharp pruning shears or scissors, make a cut just below a node (the point where a leaf joins the stem). Ensure the cutting has at least one node and several leaves.

2. Preparing the Cuttings

Once you have your cuttings, you need to prepare them for rooting.

  • Removing Lower Leaves: Remove the leaves from the lower half of the cutting to prevent them from rotting in water or soil.
  • Using Rooting Hormone: Dip the cut end of the stem in rooting hormone to encourage faster root development. This step is optional but can increase the chances of successful propagation.

3. Propagating in Water

Water propagation allows you to see the root development process and is often easier for beginners.

  • Placing the Cutting in Water: Place the prepared cutting in a glass of water, ensuring that the node is submerged but the leaves are not. Use clear water to easily monitor root growth.
  • Changing the Water: Change the water every few days to keep it fresh and prevent stagnation, which can lead to rot.
  • Location: Place the glass in a warm, bright location with indirect sunlight. Avoid direct sunlight, as it can overheat the water and damage the cutting.
  • Root Development: Within a few weeks, you should start to see roots developing. Once the roots are about 1-2 inches long, the cutting is ready to be transferred to soil.

4. Propagating in Soil

Soil propagation is another effective method and involves planting the cutting directly into a growing medium.

  • Preparing the Pot: Fill a small pot with a well-draining potting mix. A mixture of peat moss, perlite, and sand works well.
  • Planting the Cutting: Make a hole in the soil and gently insert the cutting, ensuring that at least one node is buried. Firm the soil around the base of the cutting to provide support.
  • Creating a Humid Environment: Cover the pot with a plastic bag to create a mini greenhouse, which helps retain humidity and encourages rooting. Make sure the bag does not touch the leaves by using stakes if necessary.
  • Watering: Keep the soil consistently moist but not waterlogged. Mist the cutting regularly to maintain humidity.
  • Location: Place the pot in a warm, bright location with indirect sunlight.

5. Caring for Your New Plant

Regardless of the method you choose, the new plant will need some care as it establishes roots and begins to grow.

  • Transferring Water-Propagated Cuttings: If you propagated the cutting in water, transplant it to soil once the roots are well-developed. Be gentle during the transfer to avoid damaging the delicate roots.
  • Post-Transplant Care: Continue to keep the soil moist and provide indirect light. Gradually acclimate the new plant to its environment by removing the plastic bag or humidity dome over time.
  • Monitoring Growth: Watch for new leaf growth, which indicates that the cutting has successfully rooted and is starting to grow as a new plant.

Troubleshooting Common Problems

  • Root Rot: Ensure proper drainage and avoid overwatering to prevent root rot.
  • Slow Rooting: Be patient, as some cuttings may take longer to root. Ensure the cutting is receiving adequate light and humidity.
  • Wilting or Dropping Leaves: This can be a sign of stress. Ensure the cutting is not in direct sunlight and that humidity levels are high enough.


Propagating Pachira Aquatica is a rewarding process that allows you to expand your collection of these charming plants. By following these detailed steps, you can successfully propagate new money trees and enjoy the benefits of this beautiful and lucky houseplant.

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