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Pachira Care

Indoor vs. Outdoor Growing of Pachira Aquatica (Money Tree)

by Plants for all Seasons 17 May 2024

Indoor vs. Outdoor Growing of Pachira Aquatica (Money Tree)

Pachira Aquatica, commonly known as the money tree, is a versatile plant that can thrive both indoors and outdoors, provided it receives the proper care. Understanding the differences between indoor and outdoor cultivation can help you decide where to place your money tree for optimal growth and health. This blog explores the pros and cons of each growing environment and provides tips for successful cultivation.

Indoor Growing


  1. Controlled Environment: Growing Pachira Aquatica indoors allows for better control over temperature, humidity, and light conditions.
  2. Protection from Pests: Indoor plants are less likely to be affected by pests and diseases compared to those grown outdoors.
  3. Aesthetic Appeal: The money tree adds a touch of greenery and elegance to indoor spaces, making it a popular choice for home and office décor.


  1. Limited Light: Indoor light levels can be insufficient for optimal growth, especially if the plant is not placed near a bright window.
  2. Space Constraints: Indoor spaces may limit the size to which the plant can grow.

Care Tips:

  • Light: Place the money tree near a bright, indirect light source. East or west-facing windows are ideal.
  • Watering: Water the plant when the top inch of soil is dry. Ensure the pot has good drainage to prevent waterlogging.
  • Humidity: Maintain high humidity levels by misting the plant regularly or using a humidifier.
  • Temperature: Keep the plant in a room with temperatures between 65-75°F (18-24°C). Avoid placing it near drafts or heat sources.

Outdoor Growing


  1. Natural Light: Outdoor growing provides ample natural light, which can enhance the plant's growth and overall health.
  2. Air Circulation: Better air circulation outdoors reduces the risk of fungal diseases.
  3. Space: Outdoor environments offer more space for the plant to grow larger.


  1. Exposure to Pests: Outdoor plants are more vulnerable to pests and diseases.
  2. Weather Conditions: Extreme weather conditions, such as heavy rain, strong winds, or frost, can damage the plant.

Care Tips:

  • Light: Place the money tree in a location with partial shade to avoid direct sunlight, which can scorch the leaves.
  • Watering: Ensure the soil is well-draining and water the plant regularly, especially during dry spells.
  • Protection: Protect the plant from strong winds and extreme weather conditions. During colder months, consider bringing the plant indoors or providing frost protection.
  • Pests: Monitor the plant regularly for signs of pests and treat any infestations promptly with appropriate measures such as insecticidal soap or neem oil.

Transitioning Between Indoor and Outdoor

If you plan to move your Pachira Aquatica between indoor and outdoor environments, do so gradually to minimize stress on the plant. Here are some tips for a smooth transition:

  1. Acclimation: Gradually expose the plant to its new environment over a period of one to two weeks. Start by placing it in a shaded outdoor area for a few hours each day, gradually increasing the time spent outside.
  2. Temperature Monitoring: Ensure that the temperature in the new environment is within the plant’s preferred range. Avoid exposing the plant to sudden temperature changes.
  3. Humidity Adjustment: If moving the plant outdoors, mist it regularly to help it adjust to the lower humidity levels. Conversely, if bringing the plant indoors, consider using a humidifier to maintain adequate humidity.


Whether you choose to grow your Pachira Aquatica indoors or outdoors, understanding the specific needs of each environment is key to keeping your plant healthy and thriving. Indoor growing allows for better control over environmental conditions, while outdoor growing provides ample natural light and space. By following the care tips and considering the pros and cons of each setting, you can enjoy the beauty and benefits of your money tree in any location.

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